Terms of Use

The rules of the road for using this site and service — kept as plain as the rest of it.

Acceptance of These Terms

By using olivfinancials.com and the Oliv Financial service, you accept these Terms of Use. If you do not agree with them, please do not use the site or submit a request. The service is available to US residents who are at least 18 years old.

The Service

Oliv Financial is a loan connection service: we transmit your request to independent, state-licensed lenders in the OlivFinancial network, and any offers, loans, and servicing come from those lenders under their own terms and agreements. We are not a lender, we make no credit decisions, and we do not guarantee that any lender will extend an offer. All content on this site — guides, tables, calculator outputs, and examples — is general education, provided as estimates, and is not financial, legal, or tax advice; consult a qualified professional for advice about your specific situation.

Your Obligations

You agree to provide accurate, current information in any request; to use the site for lawful personal purposes only; and not to interfere with the site's operation, attempt unauthorized access, or scrape or republish its content without permission. Submitting knowingly false information to lenders may violate law and will result in declined requests.

Disclaimers and Limitation of Liability

The site is provided "as is" without warranties of any kind, express or implied. To the maximum extent permitted by law, Oliv Financial is not liable for decisions made by lenders, for the terms of any loan agreement between you and a lender, or for indirect, incidental, or consequential damages arising from use of the site. Nothing in these terms limits rights you hold under applicable consumer protection law.

Governing Law and Changes

These terms are governed by the laws of the State of Utah, without regard to conflict-of-law principles. We may update these terms by posting a revised version at this address; continued use after an update constitutes acceptance. Questions about these terms are welcome at [email protected] or (888) 660-6096, and the related policies — our privacy policy and advertiser & lending disclosure — complete the picture of how the service operates.

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